/* ═══════════════════════════════════════════════
   CSS VARIABLES
═══════════════════════════════════════════════ */
:root {
  --navy:        #0a1628;
  --navy-2:      #0e1e38;
  --navy-3:      #162848;
  --gold:        #c9a84c;
  --gold-light:  #e8c97a;
  --gold-dim:    rgba(201,168,76,0.18);
  --white:       #ffffff;
  --off-white:   #f7f5ef;
  --text:        #1a2740;
  --muted:       #6b7a8d;
  --border:      #e0e6f0;
  --radius:      10px;
  --radius-sm:   8px;
  --radius-md:   12px;
  --radius-lg:   18px;
  --sh-sm:       0 2px 12px rgba(10,22,40,0.08);
  --sh-md:       0 8px 32px rgba(10,22,40,0.14);
  --sh-gold:     0 6px 28px rgba(201,168,76,0.28);
}

*, *::before, *::after { margin:0; padding:0; box-sizing:border-box; }
html { scroll-behavior:smooth; }
body {
  font-family:'DM Sans',sans-serif;
  background:var(--off-white);
  color:var(--text);
  line-height:1.6;
  overflow-x:hidden;
  padding-top:112px;
}
::-webkit-scrollbar { width:5px; }
::-webkit-scrollbar-track { background:var(--navy); }
::-webkit-scrollbar-thumb { background:var(--gold); border-radius:3px; }

/* ═══════════════════════════════════════════════
   NAVBAR
═══════════════════════════════════════════════ */
.navbar-main {
  position:fixed; top:0; left:0; right:0;
  z-index:1000;
  background:var(--navy);
  box-shadow:0 3px 24px rgba(0,0,0,0.35);
}
.navbar-top {
  display:flex; align-items:center;
  height:68px; padding:0 36px; gap:20px;
  border-bottom:1px solid rgba(201,168,76,0.15);
}
.brand { display:flex; align-items:center; gap:11px; text-decoration:none; flex-shrink:0; }
.brand-icon {
  width:44px; height:44px; background:var(--gold); border-radius:10px;
  display:flex; align-items:center; justify-content:center;
  box-shadow:var(--sh-gold); flex-shrink:0;
}
.brand-icon i { color:var(--navy); font-size:20px; }
.brand-text { line-height:1.15; }
.brand-name {
  font-family:'Playfair Display',serif;
  font-size:16px; font-weight:900;
  color:var(--white); letter-spacing:0.3px; white-space:nowrap;
}
.brand-sub {
  font-size:9.5px; color:var(--gold);
  font-weight:600; letter-spacing:1.2px; text-transform:uppercase;
}
.search-wrap { flex:1; max-width:480px; margin:0 auto; }
.search-form {
  display:flex; background:rgba(255,255,255,0.07);
  border:1.5px solid rgba(201,168,76,0.25);
  border-radius:8px; overflow:hidden;
  transition:border-color 0.25s, box-shadow 0.25s;
}
.search-form:focus-within { border-color:var(--gold); box-shadow:0 0 0 3px rgba(201,168,76,0.12); }
.search-form input {
  flex:1; border:none; outline:none;
  padding:10px 16px; font-size:13.5px;
  font-family:'DM Sans',sans-serif;
  background:transparent; color:var(--white);
}
.search-form input::placeholder { color:rgba(255,255,255,0.38); }
.search-form button {
  background:var(--gold); border:none;
  padding:10px 18px; color:var(--navy);
  cursor:pointer; font-size:14px; font-weight:700;
  transition:background 0.2s; flex-shrink:0;
}
.search-form button:hover { background:var(--gold-light); }
.nav-right { display:flex; align-items:center; gap:4px; flex-shrink:0; margin-left:auto; }
.nav-link {
  color:rgba(255,255,255,0.78); text-decoration:none;
  font-size:13px; font-weight:600; padding:7px 13px; border-radius:7px;
  transition:all 0.2s; white-space:nowrap; letter-spacing:0.2px;
}
.nav-link:hover { background:var(--gold-dim); color:var(--gold); text-decoration:none; }
.nav-link.active { color:var(--gold); }
.nav-divider { width:1px; height:22px; background:rgba(255,255,255,0.12); margin:0 6px; }
.nav-icon-btn {
  position:relative; display:flex; align-items:center; gap:5px;
  color:rgba(255,255,255,0.82); text-decoration:none;
  font-size:13px; font-weight:600; padding:7px 12px; border-radius:7px; transition:all 0.2s;
}
.nav-icon-btn:hover { background:var(--gold-dim); color:var(--gold); text-decoration:none; }
.nav-icon-btn i { font-size:16px; }
.nav-badge {
  position:absolute; top:1px; right:1px;
  background:var(--gold); color:var(--navy);
  border-radius:50%; width:16px; height:16px;
  font-size:9px; font-weight:800;
  display:flex; align-items:center; justify-content:center;
}
.cat-bar {
  display:flex; align-items:stretch; padding:0 36px;
  background:var(--navy-2); overflow-x:auto; scrollbar-width:none; height:44px;
}
.cat-bar::-webkit-scrollbar { display:none; }
.cat-link {
  display:flex; align-items:center; gap:6px;
  color:rgba(255,255,255,0.65); text-decoration:none;
  font-size:12.5px; font-weight:500; padding:0 16px;
  white-space:nowrap; border-bottom:2px solid transparent;
  transition:all 0.2s; letter-spacing:0.2px;
}
.cat-link i { font-size:13px; opacity:0.8; }
.cat-link:hover, .cat-link.active {
  color:var(--gold); border-bottom-color:var(--gold);
  background:rgba(201,168,76,0.07); text-decoration:none;
}

/* ═══════════════════════════════════════════════
   PAGE LAYOUT
═══════════════════════════════════════════════ */
.page-container { max-width:1320px; margin:0 auto; padding:36px 24px; }

/* ═══════════════════════════════════════════════
   HERO
═══════════════════════════════════════════════ */
.terms-hero {
  background:linear-gradient(135deg, var(--navy) 0%, var(--navy-3) 100%);
  padding:80px 40px; text-align:center;
  position:relative; overflow:hidden;
}
.terms-hero::before {
  content:''; position:absolute; top:-80px; right:-80px;
  width:300px; height:300px; border:1px solid rgba(201,168,76,0.08);
  border-radius:50%;
}
.terms-hero::after {
  content:''; position:absolute; bottom:-60px; left:50%;
  transform:translateX(-50%); width:120px; height:120px;
  background:var(--gold); border-radius:50%; opacity:.05;
}
.terms-hero-eyebrow {
  font-size:11px; font-weight:700; letter-spacing:4px;
  text-transform:uppercase; color:var(--gold); margin-bottom:14px;
}
.terms-hero h1 {
  font-family:'Playfair Display',serif;
  font-size:52px; font-weight:900; color:var(--white); margin-bottom:16px;
}
.terms-hero p {
  color:rgba(255,255,255,0.65); font-size:15px;
  max-width:520px; margin:0 auto; line-height:1.8;
}
.gold-line { width:60px; height:3px; background:var(--gold); margin:18px auto; border-radius:2px; }

/* ═══════════════════════════════════════════════
   MAIN LAYOUT — TOC + CONTENT
═══════════════════════════════════════════════ */
.terms-layout {
  display:grid;
  grid-template-columns:280px 1fr;
  gap:28px;
  margin-top:32px;
  align-items:start;
}

/* TABLE OF CONTENTS */
.toc-wrap {
  position:sticky; top:128px;
  background:var(--white); border-radius:var(--radius-md);
  overflow:hidden; box-shadow:var(--sh-sm);
}
.toc-header {
  background:var(--navy); padding:16px 20px;
  border-bottom:3px solid var(--gold);
}
.toc-header h3 {
  font-family:'Playfair Display',serif;
  font-size:15px; color:var(--white); font-weight:700;
}
.toc-body { padding:12px 0; }
.toc-item {
  display:flex; align-items:center; gap:10px;
  padding:9px 20px; font-size:13px; font-weight:500;
  color:var(--muted); text-decoration:none;
  border-left:3px solid transparent;
  transition:all 0.2s; cursor:pointer;
}
.toc-item:hover, .toc-item.active {
  color:var(--navy); background:rgba(201,168,76,0.07);
  border-left-color:var(--gold); text-decoration:none;
}
.toc-num {
  font-size:10px; font-weight:800; color:var(--gold);
  background:rgba(201,168,76,0.12); border-radius:4px;
  padding:2px 6px; flex-shrink:0;
}

/* LAST UPDATED BADGE */
.updated-badge {
  display:inline-flex; align-items:center; gap:7px;
  background:rgba(201,168,76,0.1); border:1px solid rgba(201,168,76,0.3);
  border-radius:6px; padding:7px 14px;
  font-size:12.5px; color:var(--gold); font-weight:600;
  margin-bottom:24px;
}

/* CONTENT PANEL */
.terms-content {
  background:var(--white); border-radius:var(--radius-md);
  box-shadow:var(--sh-sm); overflow:hidden;
}
.terms-content-inner { padding:36px 40px; }

/* SECTION */
.terms-section { margin-bottom:44px; }
.terms-section:last-child { margin-bottom:0; }
.section-heading {
  display:flex; align-items:center; gap:14px;
  margin-bottom:18px; padding-bottom:14px;
  border-bottom:2px solid var(--border);
}
.section-num {
  background:var(--navy); color:var(--gold);
  font-family:'Playfair Display',serif;
  font-size:13px; font-weight:700;
  padding:5px 12px; border-radius:6px;
  flex-shrink:0;
}
.section-heading h2 {
  font-family:'Playfair Display',serif;
  font-size:20px; font-weight:700; color:var(--navy);
  margin:0;
}

/* Clause List */
.clause-list { list-style:none; padding:0; margin:0; }
.clause-list li {
  display:flex; gap:14px; align-items:flex-start;
  padding:11px 0; border-bottom:1px solid rgba(224,230,240,0.6);
  font-size:14.5px; color:var(--text); line-height:1.75;
}
.clause-list li:last-child { border-bottom:none; }
.clause-dot {
  width:7px; height:7px; background:var(--gold); border-radius:50%;
  flex-shrink:0; margin-top:8px;
}

/* Contact Box */
.contact-box {
  background:var(--navy); border-radius:var(--radius-md);
  padding:28px 32px; margin-top:20px;
  border-left:4px solid var(--gold);
}
.contact-box h4 {
  font-family:'Playfair Display',serif;
  font-size:16px; color:var(--gold); margin-bottom:14px;
}
.contact-box p {
  color:rgba(255,255,255,0.72); font-size:14px;
  display:flex; align-items:flex-start; gap:10px;
  margin-bottom:9px; line-height:1.6;
}
.contact-box p:last-child { margin-bottom:0; }
.contact-box i { color:var(--gold); margin-top:2px; flex-shrink:0; }
.contact-box a { color:var(--gold-light); text-decoration:none; }
.contact-box a:hover { text-decoration:underline; }

/* Acceptance Banner */
.acceptance-banner {
  background:linear-gradient(135deg, var(--navy) 0%, var(--navy-3) 100%);
  border-radius:var(--radius-md); padding:32px 36px;
  border:1px solid rgba(201,168,76,0.2); margin-top:32px;
  display:flex; gap:20px; align-items:flex-start;
}
.acceptance-icon {
  width:52px; height:52px; background:rgba(201,168,76,0.15);
  border:2px solid var(--gold); border-radius:50%;
  display:flex; align-items:center; justify-content:center; flex-shrink:0;
}
.acceptance-icon i { font-size:22px; color:var(--gold); }
.acceptance-text h3 {
  font-family:'Playfair Display',serif;
  font-size:18px; color:var(--white); margin-bottom:8px;
}
.acceptance-text p { color:rgba(255,255,255,0.65); font-size:14px; line-height:1.75; margin:0; }

/* ═══════════════════════════════════════════════
   FOOTER
═══════════════════════════════════════════════ */
.footer {
  background:var(--navy); color:var(--white);
  padding:56px 40px 26px; margin-top:60px; border-top:3px solid var(--gold);
}
.footer-grid {
  max-width:1300px; margin:0 auto;
  display:grid; grid-template-columns:2fr 1fr 1fr 1.6fr; gap:48px;
}
.footer h4 {
  font-family:'Playfair Display',serif; font-size:13.5px; font-weight:700;
  letter-spacing:1px; margin-bottom:18px; color:var(--gold); text-transform:uppercase;
}
.footer p, .footer a { color:rgba(255,255,255,0.6); font-size:13.5px; line-height:1.75; text-decoration:none; }
.footer a:hover { color:var(--gold); }
.footer ul { list-style:none; padding:0; }
.footer ul li { margin-bottom:9px; }
.footer ul li a { display:flex; align-items:center; gap:8px; color:rgba(255,255,255,0.6); font-size:13.5px; transition:color 0.2s; }
.footer ul li a:hover { color:var(--gold); }
.footer ul li a i { font-size:11px; color:var(--gold); }
.footer-contact p { display:flex; align-items:flex-start; gap:10px; margin-bottom:11px; }
.footer-contact i { margin-top:3px; color:var(--gold); flex-shrink:0; font-size:13px; }
.social-row { display:flex; gap:9px; margin-top:16px; }
.social-icon {
  width:36px; height:36px; background:rgba(255,255,255,0.06);
  border:1px solid rgba(255,255,255,0.1); border-radius:8px;
  display:flex; align-items:center; justify-content:center;
  color:rgba(255,255,255,0.55); font-size:14px; transition:all 0.2s; text-decoration:none;
}
.social-icon:hover { background:var(--gold); border-color:var(--gold); color:var(--navy); }
.footer-brand-p { margin-top:12px; font-size:13px; }
.footer-bottom {
  max-width:1300px; margin:32px auto 0;
  border-top:1px solid rgba(255,255,255,0.07); padding-top:22px;
  display:flex; justify-content:space-between; align-items:center;
  flex-wrap:wrap; gap:12px; color:rgba(255,255,255,0.38); font-size:12.5px;
}
.footer-logo-sm { display:flex; align-items:center; gap:8px; }
.footer-logo-sm i { color:var(--gold); font-size:18px; }
.footer-logo-sm span { font-family:'Playfair Display',serif; font-weight:700; font-size:15px; color:var(--white); }

/* WhatsApp Float */
.whatsapp-float {
  position:fixed; right:20px; bottom:28px;
  background:#25D366; color:#fff; border-radius:50%;
  width:54px; height:54px; display:flex; align-items:center; justify-content:center;
  box-shadow:0 4px 20px rgba(37,211,102,0.4); z-index:900;
  text-decoration:none; transition:all 0.25s; font-size:25px;
}
.whatsapp-float:hover { background:#1ebe57; transform:scale(1.1); color:#fff; text-decoration:none; }

/* ═══════════════════════════════════════════════
   RESPONSIVE
═══════════════════════════════════════════════ */
@media (max-width:1024px) {
  .terms-layout { grid-template-columns:1fr; }
  .toc-wrap { position:static; display:none; }
  .footer-grid { grid-template-columns:1fr 1fr; gap:36px; }
}
@media (max-width:900px) {
  .navbar-top { padding:0 20px; gap:14px; }
  .cat-bar { padding:0 20px; }
  .nav-link { display:none; }
  .nav-divider { display:none; }
  .terms-hero h1 { font-size:34px; }
  .terms-content-inner { padding:24px 20px; }
  .acceptance-banner { flex-direction:column; gap:14px; }
}
@media (max-width:768px) {
  body { padding-top:112px; }
  .footer-grid { grid-template-columns:1fr; gap:28px; }
  .footer { padding:40px 22px 20px; }
}

/* PAYMENT STRIP */
.payment-strip {
  border-top:1px solid rgba(255,255,255,0.06);
  padding:18px 0;
  display:flex; align-items:center; justify-content:space-between; flex-wrap:wrap; gap:14px;
}
.payment-strip .pay-label {
  font-size:11.5px; color:rgba(255,255,255,0.35);
  font-weight:600; letter-spacing:.5px; text-transform:uppercase; flex-shrink:0;
}
.pay-icons { display:flex; align-items:center; gap:8px; flex-wrap:wrap; }
.pay-icon {
  background:rgba(255,255,255,0.07); border:1px solid rgba(255,255,255,0.12);
  border-radius:6px; padding:5px 10px;
  display:flex; align-items:center; gap:6px;
  transition:all .2s;
}
.pay-icon:hover { background:rgba(255,255,255,0.12); border-color:rgba(201,168,76,0.3); }
.pay-icon span { font-size:11px; font-weight:700; }
/* Brand colors */
.pay-visa    span { color:#1a6cef; }
.pay-mc      span { color:#eb001b; }
.pay-rupay   span { color:#006b3c; }
.pay-upi     span { color:#097939; }
.pay-paytm   span { color:#00baf2; }
.pay-gpay    span { color:#4285f4; }
.pay-phonepe span { color:#5f259f; }
.pay-netbank span { color:#c9a84c; }   /* --gold */
.pay-cod     span { color:#e67e22; }

@media (max-width:768px) {
  .payment-strip { flex-direction:column; align-items:flex-start; }
}

/* ═══════════════════════════════
   HELP SECTION (GOLD + DARK PREMIUM)
═══════════════════════════════ */

.help-section {
    margin: 60px 0;
}

.help-card {
    display: flex;
    gap: 18px;
    background: #fff;
    padding: 18px;
    border-radius: 20px;
    box-shadow: 0 12px 35px rgba(0,0,0,0.15);
}
/* COMMON BOX */
.help-box {
    flex: 1;
    padding: 45px 35px;
}

/* LEFT BOX (LIGHT BLACK THEME) */
.left-box {
    background: #0f1722;   /* deep navy-black */
    color: #eaeaea;
    text-align: center;
    position: relative;
}

.help-icon {
    width: 75px;
    height: 75px;
    margin: 0 auto 20px;
    border-radius: 50%;
    background: var(--gold);
    color: var(--navy);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    box-shadow: 0 8px 20px rgba(201,168,76,0.3);
}

.left-box h3 {
    margin: 0 0 12px;
    font-size: 28px;
    font-weight: 800;
    color: var(--gold);
    letter-spacing: 0.5px;
}

.left-box p {
    margin: 0;
    font-size: 15.5px;
    line-height: 1.8;
    color: #cfcfcf;
}

/* RIGHT BOX (GOLD THEME) */
.right-box {
    background: linear-gradient(135deg, var(--gold), #e0c36a);
    color: var(--navy);
    text-align: center;
    display: flex;
    flex-direction: column;
    justify-content: center;
    gap: 18px;
}

/* PHONE */
.phone-number {
    font-size: 30px;
    font-weight: 900;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
}

.phone-number i {
    font-size: 26px;
}

/* TIME */
.help-time {
    font-size: 16px;
    font-weight: 600;
    line-height: 1.7;
}

.help-time strong {
    font-size: 18px;
    display: block;
    margin-bottom: 6px;
}

/* HOVER EFFECT */
.help-card:hover {
    transform: translateY(-5px);
    transition: 0.3s ease;
}

/* MOBILE */
@media (max-width: 768px) {
    .help-card {
        flex-direction: column;
    }

    .help-box {
        padding: 30px 20px;
    }

    .phone-number {
        font-size: 24px;
    }
}

.help-section{
    margin:50px 0;
}

.help-card {
    display: flex;
    gap: 18px;
    background: #fff;
    padding: 18px;
    border-radius: 20px;
    box-shadow: 0 12px 35px rgba(0,0,0,0.15);
}

.help-box{
    flex:1;
    padding:40px;
}

/* Left Side */
.left-box{
    background:#0b2341;
    color:#fff;
    text-align:center;
}

.help-icon{
    width:75px;
    height:75px;
    margin:0 auto 20px;
    border-radius:50%;
    background:#d4af37;
    color:#0b2341;
    display:flex;
    align-items:center;
    justify-content:center;
    font-size:30px;
}

.left-box h3{
    margin:0 0 12px;
    color:#d4af37;
    font-size:30px;
    font-weight:700;
}

.left-box p{
    margin:0;
    font-size:16px;
    line-height:1.8;
}

/* Right Side */
.right-box{
    background:#d4af37;
    color:#0b2341;
    text-align:center;
}

.phone-number{
    font-size:32px;
    font-weight:800;
    margin-bottom:15px;
}

.phone-number i{
    margin-right:10px;
}

.help-time{
    font-size:17px;
    line-height:1.8;
    font-weight:600;
}

/* Mobile Responsive */
@media (max-width:768px){

    .help-card{
        flex-direction:column;
    }

    .help-box{
        width:100%;
        padding:30px 20px;
    }

    .left-box h3{
        font-size:24px;
    }

    .phone-number{
        font-size:26px;
    }
}

.scroll-buttons{
    position:fixed;
    right:20px;
    bottom:95px;
    display:flex;
    flex-direction:column;
    gap:12px;
    z-index:999;
}

.scroll-buttons button{
    width:50px;
    height:50px;
    border:none;
    border-radius:50%;
    cursor:pointer;

    background:var(--gold);
    color:var(--navy);

    font-size:18px;

    box-shadow:0 6px 20px rgba(201,168,76,.35);

    transition:all .3s ease;
}

.scroll-buttons button:hover{
    background:var(--gold-light);
    transform:translateY(-3px);
}

#scrollTopBtn{
    display:none;
}